275 BPS on every loan
Not "up to." Not after hitting volume tiers. 275 BPS, period. $995 per-file fee. $15K per-loan cap. That is the whole comp structure.
275 BPS on every loan
Is the math better
at AHM?
You already know something is off at your current shop. The comp does not match your production. The rates are not competitive. Nobody picks up the phone when you need help. Let's see if the numbers work better here.
The Comp Math
Same borrowers. Same files.
Same borrowers. Same files.
Different structure.
5 loans per month at $350K average. Here is what the math looks like at a typical retail shop versus AHM.
Retail at 125 BPS
$262K
per year
AHM at 275 BPS
$477K
per year
+$215K / year more at AHM
Gross commission (5 x $350K x 2.75%)
$48,125
Per-file fees (5 x $995)
-$4,975
In-house processing (5 x $650)
-$3,250
Tech + LOS
-$139
Net monthly
$39,761
Example compensation. Individual results vary based on loan volume, market conditions, and individual performance.
No gimmicks. No fine print.
AHM gives you the license, lender relationships, and support. You build your business your way.
Processing that answers the phone
In-house at $650/file or contract at $0 to you. Your choice. Either way, you know who is touching your file and they pick up when you call.
Own your business
Your brand. Your DBA. Your marketing. Your clients. No mandatory meetings, no recruiting quotas, no corporate playbook. You run it.
Arive LOS + 50 lenders
We picked Arive because it was best, not cheapest. Plus wholesale pricing from 50+ lenders. You get competitive rates without the retail overhead.
Weekly Webinar
AHM Open House
30 minutes. Tony Davis walks through the AHM model live. Bring your questions.
What we cover
Every Tuesday at 12:00 PM ET
Tony walks through the full compensation model, explains processing options, and answers every question live. No pitch, no pressure. Just information so you can decide if the math works for you.
- Full comp breakdown with real numbers
- Processing options explained (in-house vs contract)
- Live Q&A -- ask anything
- See the tools: Arive LOS, lender panel, support
- No commitment required
Reserve your spot
Register once and you are in for every Tuesday. Can not make it? The recording goes to all registrants.
Register for the Open HouseRecording sent within 24 hours
Rather skip the webinar
and talk directly?
15 minutes with Tony Davis, Co-Founder. No pitch deck, no sales team. Just your questions and honest answers about how AHM works.
Common Questions
What LOs ask us
If your question is not here, bring it to the Open House or ask Tony on a call.
What is the actual compensation at AHM?
275 BPS on every loan with a $15,000 per-loan cap. There is a $995 per-file fee to AHM. Processing is either $650/file in-house or $0 to you with contract processing. Monthly costs are approximately $139 for tech and LOS. No recruiting requirements, no holdbacks, no volume tiers.
Do I have to recruit other loan officers?
No. There are no recruiting requirements, no MLM structure, no bonuses tied to recruiting. Your comp is based entirely on your own production. If you want to build a team under your DBA, you can, but it is never required.
Can I keep my own brand and clients?
Yes. You can operate under your own DBA, run your own marketing, and own your client relationships. AHM provides the license, lender relationships, volume pricing, and operational support. You run your business your way.
What states is AHM licensed in?
AHM is currently licensed in 10 states: Alabama, Florida, Georgia, Kentucky, North Carolina, Oregon, South Carolina, Tennessee, Texas, and Utah. NMLS# 1844873.